Cheap Car Insurance | Affordable Car Insurance Companies near me

Cheap Car Insurance: With car insurance, you can reduce the risk of financial problems around you. Why? This is because, it covers up the damages on your vehicle/car & other unforeseen conditions you might find yourself in, and be expected to pay expensive bills to cover up the damages & condition of your car.

This is why you are meant to select the right & sure car insurance provider with affordable quotes, therefore, in this article, you will find out more about cheap car insurance companies & their affordable quotes.

Also, we will outline for you the best & affordable car insurance companies in which you can patronize their services now. Read on for more.

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Best Car Insurance Companies in Canada

Cheap Car Insurance: In Canada, you can find nice & affordable car insurance companies, below is an outline of these companies located in Canada.

  • The Co-operators
  • The Personal Insurance
  • Intact Insurance
  • Desjardins
  • Onlia
  • Promutel Assurance

See more of these car insurance companies below.

The Co-operators

The Co-operators is a multi-line insurance and financial service co-operative with total investments of $47.4 billion.

It employs approximately 6,000 people and has a financial adviser network of 2,530 registered insurance agents. It also supports 241 credit unions with a total membership of 5.8 million people.

Property and casualty (P&C) insurance, life insurance, institutional asset management, and trading are among the company’s financial solutions. Its property and casualty insurance policies cover over 1.4 million cars and over 875,000 houses.

Cheap Car Insurance  – The Personal Insurance

Cheap Car Insurance: The group auto insurance from Personal Insurance includes both basic and optional coverage. Third-party liability, accidents, accident compensation, and uninsured motorist coverage are all included in the regular policy.

It also provides full coverage for loss or damage to the policyholder’s car in non-collision scenarios.

Five-year new car protection coverage, responsibility for damage to non-owned automotive coverage, travel replacement coverage, a stress-free option, a $0 cost option, and disaster-free protection coverage are among the optional coverage options.

Intact Insurance

With over 13,000 people supporting over five million clients in Canada and the United States, Intact is one of the major providers of P&C insurance and specialty insurance in North America. Cars, motorbikes, RVs, ATVs, and snowmobiles, as well as boats, are all covered under its vehicle insurance line.

The average premium price for intact insurance is $305.53. Meanwhile, Intact’s guarantees consist of civil liability, collision accident, and comprehensive accident.

Civil Liability – About $2,000,000

Collision Accident – Up to $1,000

Comprehensive accident – About $1,000

To get this auto insurance from this company, all you need to do is to get a quote from an insurance partner.

Desjardins

Cheap Car Insurance: Comprehensive, third-party liability, collision and upset, accident benefits, uninsured car coverage, family protection, and direct compensation for property damage are all included in Desjardins’ standard auto insurance policy (DCPD).

Furthermore, it offers five-year new vehicle protection, a problems-free option, a $0 deductible option, responsibility for damage to non-owned autos, transit replacement, and disaster-free protection as optional car insurance coverage.

Visit the Desjardins insurance company website for more information & insurance application.

Cheap Car insurance – Onlia

Onlia is an insurance company created to suit the expanding demands of Ontario clients, with a simple and easy-to-use website that allows you to tailor your insurance straight online without the need for an intermediary.

Also, using the Onlia Sense app, you can get up to $40 in cashback every month. Meanwhile, the average premium price for Onlia insurance is $241.53. Onlia insurance company guarantees civil liability up to $2,000,000, collision accident is about $1,000, and comprehensive accident is up to $1,000.

Therefore to apply for this auto insurance service, seek out more information through the link below.

>Onlia Insurance Company

Promutel Insurance

With promutel insurance, you have a variety of plans at your feet. The company’s flexible benefit enables you to select the coverage that is suitable for you. This auto insurance company is based in Ontario, Canada.

The average premium price for this insurance is $434.19. Meanwhile, the company Guarantees civil liability of about $2,000,000, collision accident is up to $1,000, while comprehensive accidents are about $1, 000.

Read on below to get more Intel on affordable & cheap insurance companies around you & especially for Canadians & Americans.

Affordable Car Insurance Companies near me > Canada & the US

We’ve centered our rate study on the lowest vehicle insurance, which is likely to be the minimum coverage necessary in your state.

Many states just need liability insurance, which compensates damage to property and health expenditures incurred by others as a result of incidents you cause.

Referencing from NerdWallet’s most recent research of basic coverage costs, Geico is the cheapest major car insurance provider in the US. The average yearly premium for Geico was $354, or around $29 each month.

Read on below to see the table of companies with a low average premium rate annually & monthly.

Company Average annual rate Average monthly rate
1. Geico $354 $29
2. State Farm $452 $38
3. Progressive $619 $52
4. Farmers $620 $52
5. Allstate $666 $55
USAA* $356 $30

Note, the USAA* Auto insurance is currently available only to military, veterans & families.

Cheap Car insurance Companies by States in the US

Because prices vary greatly from state to state, what constitutes “affordable auto insurance” will fluctuate based on where you reside.

We discovered the lowest vehicle insurance provider on average in each state plus Washington, D.C. for the purpose of comparison.

State Cheapest company Average annual rate
Alabama Geico $261
Alaska Geico $274
Arizona Geico $272
Arkansas Southern Farm Bureau Insurance $261
California Geico $374
Colorado American National $192
Connecticut Geico $421
Delaware Geico $568
Florida Geico $704
Georgia Auto-Owners $314
Hawaii Geico $285
Idaho American National $135
Illinois Pekin $234
Indiana Pekin $195
Iowa Western National $164
Kansas State Farm $322
Kentucky Kentucky Farm Bureau $389
Louisiana Geico $443
Maine Geico $176
Maryland Geico $559
Massachusetts State Farm $209
Michigan Travelers $106
Minnesota North Star $259
Mississippi State Farm $337
Missouri Columbia $289
Montana State Farm $213
Nebraska EMC $181
Nevada Geico $329
New Hampshire MMG $209
New Jersey Amica $539
New Mexico Central Insurance $224
New York Main Street America $572
North Carolina Geico $278
North Dakota Nodak $174
Ohio Erie $211
Oklahoma Geico $247
Oregon State Farm $443
Pennsylvania Geico $181
Rhode Island State Farm $310
South Carolina American National $217
South Dakota Farmers Mutual of Nebraska $172
Tennessee Grange Insurance Company $193
Texas Geico $377
Utah Geico $305
Vermont Union Mutual $182
Virginia Geico $305
Washington Grange Insurance Association $327
Washington, D.C. Geico $374
West Virginia Erie $298
Wisconsin Geico $203
Wyoming Geico $170

Auto Insurance from Minor Companies around you

You don’t have to settle with huge insurance firms to find inexpensive auto insurance. Smaller insurers like Central Insurance, MMG, and Secura, who offer coverage in numerous states, have lower auto insurance prices than Geico.

While availability may be restricted, regional and small insurers may be able to surpass bigger carriers’ cheapest vehicle insurance rates. Furthermore, they frequently provide excellent customer service.

See the below table of Auto insurance companies, and choose wisely the one to settle with.

Company Average annual rate Average monthly rate
1. Central Insurance $257 $21
2. MMG $287 $24
3. Secura $319 $27
4. Hastings Mutual $428 $36
5. Mutual of Enumclaw $499 $42

These companies are recommended due to their low rates in insurance prices & availability in different states. Actually, you might find a more affordable auto insurance option around your vicinity. For example, you can find a variety of Farm Bureau insurance companies located only in one state.

Cheap Car Insurance near me after an Accident or DUI

Cheap Car Insurance: The most economical auto insurance provider differs depending on your driving record. The tables below show typical auto insurance prices for drivers following an accident or a DUI from the top firms.

Geico provides the lowest average premium for drivers who have had one at-fault collision, according to our research. On average, American Family is the cheapest option for DUI drivers.

Affordable Car Insurance After an Accident

Company Average annual rate after one at-fault accident
1. Geico $577
2. State Farm $618
3. Travelers $634
4. American Family $651
5. Nationwide $901
USAA* $535

Affordable Car Insurance after a DUI

Company Average annual rate after one DUI
1. American Family $716
2. Travelers $754
3. Progressive $755
4. State Farm $839
5. Farmers $905
USAA* $621

For drivers that qualify, USAA is the lowest carrier by a significant margin, exceeding State Farm’s prices by an average of $100 per year.

For more information, stay connected on our website, leave a comment below if you are still in search of a cheap car insurance company, also, don’t forget to share this article if necessary.

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